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Our payment of annual dividends reduces your net cost for insurance — positively impacting your municipality’s bottom line! Membership includes: • Dedicated support from our in-house claims team. • Personalized safety and risk management services from our loss control engineer. FOR MORE INFORMATION: (724) 719-2579 meghan@mrmtrust.com MEGHAN GRAHAM SUZANNE CHYBRZYNSKI (412) 952-0777 suzanne.chybrzynski@ hubinternational.com MUNICIPAL RISK MANAGEMENT INC. • MRM Trusts (Workers’ Compensation and Property & Liability) offer Pennsylvania-specific insurance coverages. • 500+ municipal entities throughout the Commonwealth are enrolled in both programs. • The MRM Trusts have returned over $215 million in dividends to members since our inception in the early 1980s. ABOUT US: You have questions. We have answers. If your queries have flagged growing concerns — or your municipality has faced any of these situations, we may have the solutions you need: Municipal Risk Management Trusts mrmtrust.com “Do PSATS and PMAA endorse our current insurance program?” “Did we receive a nonrenewal notice because our current insurance provider no longer wants to insure our municipality?” “Does my municipality have problems budgeting for its insurance renewal premiums?”