16851_Authority_Aug_2023

municipalauthorities.org | 67 S ince 1982, the Municipal Risk Management Trusts (MRM Trusts) have provided insurance protection for hundreds of local governments and municipal authorities across Pennsylvania. WORKERS’ COMPENSATION TRUST MRM Trust is administered and serviced by professionals with experience in municipal law and local government risk management. As a self-insured group, we are able to focus on delivering quality service, particularly, in areas of loss control and claims management. Municipal Solutions Insurance A trusted partnership with since 1982. Visit us at mrmtrust.com Our programs are designed to reduce risk and net costs by return- ing surplus — premium that insurance companies would tradition- ally retain as profit — to our members in the form of annual divi- dends. MRM has returned more than $174 million in dividends to its municipal members. This makes the MRM Trust Programs one of the best long-term values in the Commonwealth. • Cities • Boroughs • Townships • Municipal Authorities • Police Departments • Fire Departments • Council of Governments • Home-Rule Municipalities Meghan Graham 724.934.9797 meghan@mrmtrust.com Suzanne Chybrzynski suzanne.chybrzynski@hubinternational.com 724.992.2829 Contact us today to see why 400+ municipal entities trust MRM. PROPERTY & LIABILITY TRUST PLT offers a wide range of essential and required insurance coverages, including Pennsylvania-specific coverage. In addition, its loss prevention, inspection, and claims handling services help to reduce risks and costs so members can share in the financial benefits of the program’s annual dividend payments. GOVERNOR’SAWARD EXCELLENCE INLOCAL GOVERNMENT Endorsed by